Want to Transform Your CPP/OAS Retirement Benefit into a Lasting Legacy?
"We transform surplus income into timeless gifts. We empower Parents and Grandparents to create lasting legacies for their children, grandchildren or charitable causes."
Three Ways to Give
Gifted As Part of Your Estate
Meet Couple #1, both 65 years old, with a heartfelt gift in mind: helping their 3 beloved grandkids secure their first homes.
How did they achieve this? By repurposing their CPP/OAS funds of $3,400 into a Life Insurance Policy.
With a JLTD Policy Premium of $3,400/month, they ensured a Total Benefit of $2,100,000, designating their grandchildren as beneficiaries. Imagine each child receiving $700,000 towards their dream home!
And here's the best part: premiums remain fixed throughout the policy period, and death benefits are guaranteed once the policy is active.
Gifted During Your Lifetime
Meet Couple #2, both 65 years young, with a heartwarming gift in mind: securing the future of their 4 beloved grandkids' university education and residency costs. 🎓💼
How did they make this dream a reality? Repurposing their CPP/OAS funds of $3,400 into a Life Insurance Policy ensures a brighter tomorrow for their family.
With a JLTD Policy Premium of $3,400/month, they've paved the way for accessible cash values that are truly remarkable:
After 10 years = $445,000
After 20 years = $1,040,000
After 30 years = $1,570,000
Additional benefit = $480,000
The best part? Premiums remain fixed throughout the policy period and are paid off after just 20 years. 🌟✨
Gifted in Your Grandchild’s Name
Let us introduce you to Couple #3, both vibrant at 65 years young, on a mission to bless their six cherished grandchildren with a brighter future. 🚀👩🚀
Their secret to turning this dream into a reality? Repurposing their CPP/OAS funds of $3,400 into 6 individual accounts, with a premium of $570/month, ensuring every grandchild gets a fair share. 🤗💰
Now, let's talk about the future. These cash values are nothing short of extraordinary:
After 10 years = $55,000, Total benefit = $550,000
After 20 years = $123,000, Total benefit = $895,000
After 30 years = $215,000, Total benefit = $1,180,000
After 40 years = $375,000, Total benefit = $1,510,000
After 50 years = $640,000, Total benefit = $1,890,000
The best part? Premiums remain fixed throughout the contract, and they're paid off after just 20 years, ensuring a secure future for generations to come. 🌠💼
How Does It Work?
You’ve worked hard your entire life and done well financially. Your Canada Pension Plan (CPP) and Old Age Security (OAS) don’t factor into your retirement income. Why not repurpose them into something life-changing for your family?
We can convert your retirement benefit into a Life Insurance Policy that can benefit your kids, grandkids or a charity as beneficiaries while you’re here or after you’re gone.
Unlock the Power of Your Legacy!
What if you could leave a lasting legacy beyond a mere inheritance? 🏡🎓💰 Imagine gifting your children and grandchildren:
Down payments for their dream homes 🏠
Total funding for their university dreams 🎓
Meaningful birthday surprises long after you're gone 🎉
Covering capital gains on the cherished family cottage 🏞️
The possibilities are limitless when you embrace the art of legacy planning. Your imagination is the only boundary! Dare to dream big.
