What is the Best Gift You Can Leave for your Grandchildren?

So how do you leave a legacy behind and not compromise your current financial situation?  If you are a grandparent wishing to provide an asset for your grandchildren without compromising your own financial security, you may want to consider an estate planning application known as cascading life insurance.   Because permanent life insurance is a high cost to purchase in your … Read More

Starting an Insured Retirement Plan to Ensure Your Retirement Goes as Planned?

Insured Retirement Plan

Maximizing High Net Worth to Fund Retirement Plans for Business Owners So why would you want to set up an Insured Retirement Plan as a business owner?  To dividend out your retained earning subjects you pay taxes at your personal marginal tax rate.  Depending upon how much you pay yourself (Salary, Bonuses, Dividends) in any given year can mean that … Read More

6 Reasons Why It Might be Time For a Life Insurance Audit?

insurance audit

A Life Insurance Audit Will Ensure Your Needs Haven’t Changed. Has it been a while since you last looked at your insurance portfolio?  Have you had a life insurance audit since you set up your policies? Are you a little vague in your recollection of all the coverage you have and why you have it? Are you uncertain as to … Read More

5 Reasons Why You Don’t Want to Wait Too Long for Converting Your Term Insurance

converting your term insurance

Converting Your Term Insurance into an Asset If you require permanent life insurance coverage for family, estate planning, business, or tax planning purposes or you just wish to accumulate money in your life insurance program. It may be time to look at a permanent, level cost solution. Many of us purchase large amounts of low-cost term insurance to cover our needs … Read More