Are These 4 Health Plan Mistakes Putting Your Small Business at Risk?

Benefit Plan a Liability To Your Company

You’re a great employer! You’ve set up a benefits plan for your employees, but you may be exposed to unrealized liability. Many companies set up a benefits plan to protect their employees but is your employee benefits plan creating a liability for your company? Here are some potential situations that we come across that can potentially come back and blow … Read More

How do Government Programs and Private Benefit Plans Integrate?

government programs and private benefit plans

Revised November 2021 Do government programs and private benefit plans integrate? In short, the answer is yes. However, depending upon the program, “do I qualify?” may be the bigger question. Many of my clients ask me this question, and there is not a straightforward answer.  There are many programs available through various levels of government, but for the sake of time … Read More

Why is the EP3 Drug Pool Pushing Companies Back To Insured Benefit Plans?

EP3 Drug Pool

Many companies have been introduced to ASO plans over the last few years by brokers and carriers.  ASO plans can greatly reduce administrative costs, and if a company sets up its benefits plan design can minimize a client’s exposure to unnecessary cost and abuse.  But are insurance companies deliberately trying to push clients back to insured benefit plans with the EP3 Drug … Read More