Are These 4 Health Plan Mistakes Putting Your Small Business at Risk?

Benefit Plan a Liability To Your Company

You’re a great employer! You’ve set up a benefits plan for your employees, but you may be exposed to unrealized liability. Many companies set up a benefits plan to protect their employees but is your employee benefits plan creating a liability for your company? Here are some potential situations that we come across that can potentially come back and blow … Read More

The Death Side of the Life Insurance Business

Something happened to me for the first time this week; one of my clients passed away.  Being in the life insurance business, you expect to get used to the fact that you set up life insurance on the premise that it will likely payout one day.  The application and underwriting process is relatively transactional.  When I received the message from … Read More

10 Reasons Why Group Life Insurance Won’t Adequately Protect Your Family

Ownership of individual life insurance at its lowest level in 30 years The Life Insurance and Market Research Association (LIMRA) 2013 study shines a light on a developing problem for Canadian households: Individual ownership of Life Insurance was at its lowest level in 30 years; 3 in 10 households did not have individual life insurance at all. larger dependence upon … Read More

Critical Illness: What Awaits You and Your Business if You Get Sick?

Critical Illness Insurance

Why a Doctor Invented Critical Illness Insurance Dr Marius Barnard invented Critical Illness insurance. Marius assisted his brother Dr Christiaan Barnard in performing the first successful heart transplant in 1967 in South Africa. Through his years of dealing with cardiac patients, Marius observed that those patients that were better able to deal with the financial stress of their illness recovered … Read More