How Do You Know if You are CRA’s Favourite Target?

CRA's favourite target

No one wants to be in CRA’s cross-hairs.  You may be an unsuspecting victim even if you’ve done nothing wrong.  We’re not talking about people who are guilty of tax evasion or tax avoidance.  Your only criteria may be your marital status.  If you are single, divorced or widowed, then you may be CRA’s favourite and unsuspecting victim.  If you … Read More

Did You Know These 7 Assets are Safe From Divorce?

division of assets divorce ontario

There are very few savings, assets or investments that are safe from divorce.  Depending on how proactive you are in addressing some of these items will determine how much you get to keep in the future versus what you may need to share if your marriage dissolves down the road.  Another potential opportunity is looking at something today with no … Read More

How Can You Tame Market Volatility by Using Segregated Funds?

Managing Group Benefit Costs

Locking In Gains, Creditor Protection, Principle Investment Guarantees,  Estate Planning are a Few Reasons why you may want to look at Segregated Funds as an Investment Option. Asking the average investor if they regret being in equities the past 8 years, you would have heard a resounding “NO”…. until February 2018, which saw a huge market correction.  Many boasts about … Read More

8 Clever Uses of Life Insurance by Business Owners

Life insurance

Not many people say they love buying or the process of buying life insurance.  Who wants to discuss the eventual demise of oneself?  There are certain situations which are reliant upon life insurance to create an insurgency of cash into a business when weathering the loss of a business owner.  There are, however, clever uses of life insurance by business … Read More

How a Cottage and Investment Properties can be a Nightmare for Families?

cottage capital gains

Estate Planning Tips for Real Estate Investors For many Canadians, the majority of their wealth is held in personally owned real estate. For most this will be limited to their principal residence, however, investment in recreational and real estate investment property also forms a substantial part of some estates. Due to the nature of real estate, it is important to … Read More

What are the 12 Benefits of Permanent Life Insurance for Business Owners?

Best Corporate Financial Planning Considers the Benefits of Business Insurance Most people hate life insurance.  There are even fewer people that want to buy life insurance.  The people that like it are the individuals that realize what life insurance can do for them and their business.  The only other people who want to buy life insurance are the one’s that … Read More