What are the 4 Services You Must Get Rid of from your Employee Benefits Plan?

ORPP means for business

Some benefits on plans should be eliminated or enhanced to give more value to employees and stakeholders.  By having them on your plan, they are subject to abuse.  It is not necessarily your employees’ fault, and the practitioners are all too willing to take your benefit dollar as far as it can go.  Since benefit renewals are all based on … Read More

How will Educating Employees on Benefit Plans Create a More Sustainable Plan?

Educating Employees on Benefit Plans

Educating employees on benefit plans means more than just explaining what their plan includes and how to make a claim. So how will educating employees on benefit plans create a more sustainable plan? Many of my clients know how much I emphasize this point with their plan sponsors.  It probably is the single most important detail in ensuring that a plan … Read More

5 Reasons Why Benefit Plans for Business Owners Should Differ From Employee Plans

benefit plans for business owners

I walk into many privately-owned companies only to find out the business owners are set up under the same benefit plan as their employees.  Should benefit plans for business owners differ from employee plans?  In a word, Absolutely! It’s all too common that I see business owners having the same co-pay obligations as their employees.  So if an owner goes … Read More

The 11 Key Elements that an Association Benefit Plan should provide its Membership

Association Benefit Plan

When does an Association benefit plan make sense? In short, the answer should always be. However, this is seldom the case.  Many companies have experienced that there’s a premium to work through an Association benefit plan. Many companies have experienced high administration fees, one-size-fits-all approach, limited service capabilities, ineffective regional coverage and limited supporting technology platforms. Many feel it is great … Read More

9 Best Practices to Setting Up a Successful Employee Benefit Plan

employee benefit plan

All Employee Benefit Plans Should Not Be Created Equal When setting up an employee benefit plan, not enough attention is paid to future sustainability and the important considerations that need to be taken into account setting up an employee benefit plan or changing benefit providers. Weigh these tips very carefully when going through the set-up process and you can avoid … Read More