What are the 4 Services You Must Get Rid of from your Employee Benefits Plan?

ORPP means for business

Some benefits on plans should be eliminated or enhanced to give more value to employees and stakeholders.  By having them on your plan, they are subject to abuse.  It is not necessarily your employees’ fault, and the practitioners are all too willing to take your benefit dollar as far as it can go.  Since benefit renewals are all based on … Read More

When is it Time to Kick Your Employee Benefits Provider to the Curb?

When To Change Benefit Carriers

  When to change benefit carriers?  The quick answer is only after you’ve exhausted all other avenues with your existing carrier. Many brokers will paint this portrait of changing to their carrier will be less expensive, better service, greater satisfaction levels for employees and a vast improvement over your previous supplier.  Reality is often a much different scenario.  In fact, … Read More

Wondering What it Takes to Stop Changing Benefit Providers Every Year?

Managing Group Benefit Costs

  Over the past couple of decades, employee benefits have increased in importance and have become a critical part of employee compensation programs. Employees are using their dental, prescription drug, paramedical and vision coverage at record levels. 3 major factors contributing to the increases in benefits costs are: Aging – As we get older, we use more health care products … Read More

10 Questions to Determine if Your Employee Benefits Plan is Exposed

exposed benefit plan

Is there ever a perfect solution? Probably not in a realistic world where employers want to keep costs contained, and employees want unlimited benefits. There are ways of managing your company’s exposure, yet ensuring quality benefits are available for employees that require them.  You will want to ensure that you don’t have an exposed benefit plan. The following is a … Read More