8 Tragic Things People Don’t Understand About Losing a Child

losing a child

Earlier this month was Suicide Prevention Day. It’s been more than 6 years since we endured the tragic loss of our beautiful daughter Madeline. Since this tragic event devastated our family’s lives, I have felt a multitude of different emotions ranging from anger, gratitude, helplessness and, of course, inconsolable sadness.I read a blog post by Paula Stephens, “What I Wish … Read More

The Death Side of the Life Insurance Business

Something happened to me for the first time this week; one of my clients passed away.  Being in the life insurance business, you expect to get used to the fact that you set up life insurance on the premise that it will likely payout one day.  The application and underwriting process is relatively transactional.  When I received the message from … Read More

Why Using Private Medical Clinics May Cost you More for Life Insurance

private medical clinic

Using Private Medical Clinics May Cost you More for Life Insurance. If you use a private medical clinic –  like Medcan, Medisys or The Cleveland Clinic –  it may cost you more for life insurance. In some cases, it may cause a postponed decision or an outright decline by an insurance carrier.  This may not seem significant to some, but … Read More

How Would You Like To Get Your Life Insurance Premiums Back?

This is a Really Cool Idea! People hate life insurance.  I get it, why would anyone want to hedge against their eventual death.  I’ve heard it all about protecting your loved ones in the event of your untimely and unfortunate demise.  Protecting your family’s future from uncertainty if your income is not there in the future for ongoing expenses. If … Read More

10 Important Things to Consider When Choosing the Right Life Insurance

choosing the right life insurance

I don’t know anyone who likes buying life insurance, but it makes it easier when you know what to ask when buying it. Choosing the right life insurance can be a daunting task when you’re talking about insuring your eventual demise. The problem is, to most individuals that don’t know otherwise, the cost is usually the variable that people pay … Read More

Now, What are Your Options if you Don’t Qualify for Life Insurance?

It’s been said that the only people who want to buy life insurance are those who are uninsurable or don’t qualify for life insurance.  For those who are deemed uninsurable, there are some options for life insurance that you will want to be aware of.  Obviously, the younger and healthier you are, the lower your premiums.  But what happens if … Read More

How Life Insurance Can Help Your Favourite Charity?

leave a legacy

The gifting of life insurance to registered charities has always been a popular method for individuals to fulfil their philanthropic goals, and worth considering when it comes to a charity that is near and dear to your heart. There are basically two options when donating life insurance to a charity: donate a policy while one is alive or make the … Read More