How Can It Be So Dark Even on the Sunniest of Days?

how can it be so dark

Originally Published October 2013 A Personal Narrative of Life with Depression People may criticize me for posting something that is so deeply personal in a very public forum. This is not intended to be a soapbox account of me airing my dirty laundry, nor is it a cry for help as I’m teetering on the edge of a cliff. This … Read More

How I Found My Personal and Business Life Tracking on a Collision Course

I’ve often been told that one should limit the amount of personal information that gets shared in a business relationship and conversely, keep your business separate from your personal affairs. Those lines between personal and business get blurred on occasion and vice versa. For the most part, I’ve tried to keep the two distinct and separate. I‘ve shared limited amounts … Read More

One Brilliant Strategy to Ensure Your Superstar Employees Never Leave… Guaranteed

There are few guarantees in business or in life.  In my discussions with business owners, one of their big concerns is “how do you keep your talent from leaving?”  Although you can never actually prevent someone from leaving, you can put certain safeguards in place that guarantee that you can get compensated if a key person leaves unexpectedly or before … Read More

How Can You Have Your Child’s Private School Funded by your Business?

If you have a child with special needs, a learning disability or an illness that requires special schooling, you may be eligible to have your child’s private school funded by your business as a legitimate medical expense.   Many private schools cost $25,000 or more per year.  Obviously, parents who elect to send their healthy children to private school is … Read More

Does It Make Sense to Incorporate or be a Sole Proprietorship Today?

incorporate vs sole proprietor

    Some weeks appear to have a recurring theme.  The last couple of weeks I’ve been approached by a number of owners of sole proprietorship businesses wondering if it is time to incorporate their business.  So what are the advantages and limitations of running a business as a sole proprietorship versus incorporating your business? So should you incorporate or … Read More

What’s the Advantage of Having a Holding Company? The Truth Revealed

Holding Company

A question that I’m often asked by business owners is “Do I Need a Holding Company or is my Operating Company enough?”  There are a number of potential opportunities that a Holdco, which owns shares in your OpCo, that can offer business owners a  huge advantage over just having an Opco.  We’ll take you through a few scenarios where a … Read More

Do You Know Your Responsibility in your Employee’s Personal Financial Wellness?

The Stats May Shock You Much has been discussed about creating loyal and happy staff, and attracting and retaining great talent.  One often overlooked opportunity to build trust, increase worker productivity, reduce stress and contribute to an employee’s financial freedom is helping to educate on employee personal financial wellness.  So why would you go down that road?  Do employees really … Read More

Now, What is Your Options if you Don’t Qualify for Life Insurance?

It’s been said that the only people who want to buy life insurance are those who are uninsurable or don’t qualify for life insurance.  For those who are deemed uninsurable, there are some options for life insurance that you will want to be aware of.  Obviously, the younger and healthier you are, the lower your premiums.  But what happens if … Read More

Why It’s Critical to Pay Attention to Your Beneficiary Designation?

beneficiary designation

Whether you’re taking a contract for your business or personally, naming a beneficiary is a valuable feature of life insurance and segregated funds policies so it is important to carefully choose your beneficiaries.  Have you made any of these common mistakes with your beneficiary designation? Estate – the default choice Many people choose to name their “estate” as their beneficiary. … Read More

8 Completely Brilliant Retention Strategies for Executive Compensation

Executive retention strategies

If you went to the office one morning and someone gave notice, whose departure would make you feel irreparably harmed? Think about the key people you need to take your company to the next level of growth or become the next leader of the business. Also, consider who you consult with when making a critical or strategic decision. These are … Read More